NMLS #399203 with Loan Factory, Inc. (NMLS #320841), dba loanfactory.io. I help homebuyers, homeowners and real estate investors find the right loan, compared across many lenders.
NMLS #399203
I'm a mortgage loan officer with Loan Factory, Inc., licensed in CA, GA, NJ, PA, TX. Over more than two decades I've closed over $1 billion in mortgage loans across conventional, FHA, VA, jumbo, non-QM, DSCR, fix & flip, construction and commercial programs. I compare your options across many lenders and keep you informed from application to closing.
Contact meFrom your first home to your next investment property.
Buying your first home or your next one. Conventional, FHA, VA and jumbo options compared across many lenders.
Lower your rate or payment, shorten your term, or take cash out of your home's equity.
A flexible line of credit against your home's equity for renovations, debt consolidation or big expenses.
Investor loans qualified on the property's rental income instead of your personal income.
Short-term financing to buy and renovate investment properties, with funds for the rehab.
Bank-statement, 1099, asset-based and other options for self-employed and non-traditional borrowers.
Clear communication at every step, from first question to keys in hand.
Share what you're buying or refinancing through the contact form or by phone.
I shop your scenario across many lenders and walk you through rates and costs.
Apply securely, lock your rate, and I'll keep you updated by text or email.
We coordinate with your agent, title and underwriting through to closing day.

Other businesses I own or work with.
Purchase, refinance, HELOC and investor loans, with rates compared across many lenders. NMLS #399203 · Loan Factory NMLS #320841 · Licensed in CA, GA, NJ, PA, TX.
Visit site →DSCR, fix-and-flip and other business-purpose loans for real estate investors.
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Home, auto, business and life insurance. [Insurance producer / agency license # — TO BE ADDED]
Visit site →Buying or selling a home? Work with me as your agent with Real Broker, LLC. [Real estate license # / state — TO BE ADDED]
Visit site →Fast cash offers for homeowners who want to sell. [Confirm the description; the site is currently down]
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Mortgage loan origination through Loan Factory, Inc. (NMLS #320841), licensed office Loan Factory, Inc., 2195 Tully Road, San Jose, CA 95122. Verify at NMLS Consumer Access.
Tell me about your goal and I'll follow up with a personalized quote.